Privacy Policy

1. Introduction

Prosperity Wealth Group ("we," "us," or "our"), located in North Carolina, USA, is committed to protecting the privacy of our clients and website visitors. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information. By engaging with our services or using our website, you consent to the practices described in this policy.  

2. Information We Collect

We collect information to provide you with personalized financial planning services and to improve our offerings. The types of information we may collect include:

• Personal Information: This includes your name, address, contact information (phone number, email address), date of birth, social security number, and other identifying information necessary to provide financial services.

• Financial Information: This includes your income, assets, investments, liabilities, tax information, and other financial details required for financial planning.

• Website Usage Information: We may collect information about your interactions with our website, such as your IP address, browser type, operating system, and pages visited.  

• Communication Information: Records of our communications with you, including emails, phone calls, and meeting notes.

• Information from Third Parties: We may receive information about you from third-party sources, such as financial institutions or credit reporting agencies, with your consent.

3. How We Use Your Information

We use your information for the following purposes:

• Providing financial planning services tailored to your needs.

• Communicating with you about your financial plans and related matters.

• Complying with legal and regulatory requirements.

• Improving our services and website.

• Protecting against fraud and unauthorized access.

• Internal analysis for business improvement.

4. Information Sharing and Disclosure

We may share your information with:

• Service Providers: Third-party vendors who assist us in providing our services, such as custodians, software providers, and compliance firms. These providers are contractually obligated to protect your information.  

• Financial Institutions: Banks, investment firms, and other financial institutions as necessary to implement your financial plans.

• Legal and Regulatory Authorities: When required by law or to comply with legal processes.

• Business Transfers: In connection with a merger, acquisition, or sale of assets, subject to confidentiality agreements.

• With your consent: We may share information with others when you provide consent.

5. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. These measures include:  

• Encryption of sensitive data.

• Secure server infrastructure.  

• Regular security assessments.

• Employee training on data privacy.

• Access controls to limit who can see your data.

However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal and regulatory requirements.  

7. Your Rights

You have the following rights regarding your personal information:

• Access: You can request access to the personal information we hold about you.

• Correction: You can request that we correct any inaccurate or incomplete information.  

• Deletion: You can request that we delete your personal information, subject to legal and regulatory restrictions.  

• Opt-Out: You can opt-out of receiving marketing communications from us.

• Data Portability: You may request a copy of your data in a machine readable format.

To exercise these rights, please contact us using the contact information provided below.

8. Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete it.  

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website or by other means. Your continued use of our services after the changes are posted constitutes your acceptance of the revised policy.  

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:  

Prosperity Wealth Group 10115 Kincey Ave., Suite 146, Huntersville, NC 28078 or call us at (704) 293-5685

11. North Carolina Specific Provisions

Prosperity Wealth Group complies with all applicable North Carolina state laws and regulations related to data privacy and security.

Disclaimer: This privacy policy is for informational purposes and should not be considered legal advice. It is recommended that you consult with a legal professional to ensure compliance with all applicable laws and regulations.  

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